Senior Regulatory Officer - Germany (M/F)

Job description

Lemonway simplifies complex and regulated payment for marketplaces.🍋

Lemonway provides a dedicated payment solution for investment platforms and B2C/B2B marketplaces in Europe. The SaaS solution accessible via API allows 400 platforms to collect funds in a secure and regulated framework (PSD2, Payment Agent, KYC, AML/CTF).🚀

Based in Paris, London, Madrid, Milan and Hamburg, Lemonway is +150 Lemonheroes from 18 different nationalities.🌎

Lemonway is a regulated French Payment Institution which passports its services through payment agents across Europe. Lemonway has raised €35 million in Series B to finance its continuous growth.

Join a fast-growing scale-up that offers one of the most innovative solutions in a fast-growing market !

  • Join over 150 motivated and talented employees
  • Shape the future of payments in the new digital economy
  • Be part of an expert team, open to sharing knowledge to enable every talent to reach their full potential
  • Work in a hyper-growth tech environment #FrenchTech
  • Enjoy premises in the heart of Paris with a pleasant working environment


ABOUT THE POSITION

This is a real opportunity to take on new challenges within a human-sized FinTech, subject to a constantly changing regulatory framework.

Responsibilities

Subject matter expert on Lemonway compliance, you are contributing with your team to

  • Build a strong Compliance framework to detect and report identified non-compliance risks for our German business

  • Build effective relationships and be the main contact person with German regulators

  • Support all Lemon heroes with regards to their regulatory and compliance questions

  • Work with prominent financial services regulators on cutting-edge regulatory issues

  • Advise stakeholders (Product team, C-level, partners etc.) on new features/product launch/partnership launch

  • Create and review policies/procedure/forms/training materials as necessary

  • Submission for approval and follow up of payment agents file

  • Ongoing audit of our payment agents

  • Communicate clear rules to the company, its German partners and suppliers

  • Train the employees on all German compliance related subjects

  • Ensure that all company processes and procedures are in line with all applicable German regulations

  • Ensure GDPR compliance

  • Create and monitor the implementation of company rules of deontology and ethics

Job requirements

ABOUT YOU

Desired skills

  • Deep knowledge on German AML regulations and reporting obligations

  • Deep knowledge of BAFIN and the German FIU guidelines 

  • Knowledge on payments (PSD2, Banking and Financial regulations)

  • Good understanding of the overall Payment Institutions regulatory framework

  • Good notions of GDPR, 1/3 party compliance & reputation, Whistleblowing, Conflict of interests, Anti-Corruption

  • Proficiency in office automation tools: Word, Excel, PowerPoint

  • Good knowledge of the culture and topics related to Compliance risks

  • Good knowledge and appetite for the Fintech ecosystem and payment

Soft skills

  • You are curious and rigorous

  • You know how to make complicated rules understandable for all

  • You want to protect Lemonway from non Compliant situations

  • You are resistant to pressure and know to choose long term results over short term gain

  • You are a real team player with a deep sense of collaboration but also are comfortable working autonomously

  • You are able to manage your time effectively and prioritize workload in a fast and competitive environment

  • You are known for your good organizational and project management skills

  • You are fluent in German and English. Another European language is a plus !

Experience

  • Master 2 in Finance / Economics / Business School / Law

  • At least 4/5 years of experience in the Compliance field in the German Financial Industry

Application requirements 
  • A resume in English 


WHAT’S IN FOR YOU

  • Flexible working environment and Remote Policy 🏠

  • Monthly budget allocated to our full remotes to come to the office 💳

  • 30 days holiday 🏖

  • 4 days of volunteering in partnership with the platform, Friday 💪

  • International environment 🌍